Unlike credit cards with changing payments and rates, you’ll know your exact monthly payment and how long it will take to pay off your loan. Compared to high interest credit cards, you may even save money. The same as any other debt, a cash advance has interest rates. Unlike other loans, the interest is paid in the form of a one time finance charge. The charge amount varies according to the amount that is borrowed.

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Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online . If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you . First-Sun offers loans from $200 up to $1,482, tailored in equal payments to meet your budgetary needs. We offer traditional installment loans up to $1,482 that can be used for a variety of expenses that life may throw at you. When life throws you a curveball, we will do our best to help you get back on your feet. You don’t need to have a perfect credit score to secure your loan today. To start the process, click on the “Start A Loan” button above and fill out the application. A member of our team will give you a call to finish the process.

Easy Money

That is why we promise to get you most cash possible in about 30 minutes. We offer several loan options that are sure to meet your financial needs. Most personal loans in Tuscaloosa, AL, on the other hand, are unsecured. The lender does not have any collateral which is why we might check your credit score and need proof of income before we can help you get a personal loan. This is also true for loans in Vestavia Hills and Trussville.

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However, there are a few states that allow these loans to be as much as $1000. Tuscaloosa lenders are subject to state supervision, which ensures that borrowers are not subjected to excessive interest rates or predatory lending tactics. Enter the amount charged by the lender for processing the loan application. Payday loans can range between $50 to $500 and are meant to be paid back by the borrower’s next paycheck. The borrower gets his title back as soon as the loan is paid.

Can a Jobless Person Take Out Title Loans in Tuscaloosa, AL?

You may need money to buy a last minute plane ticket to visit your mother, a new dress for an upcoming job interview, or a last minute birthday present for your spouse. By paying an additional fee, you can rollover a payday loan which gives you an additional two weeks to repay. This is a great option if you need a little more time to repay the money. It’s super easy to get bad credit, but so hard to get rid of it. Bad credit can make it difficult to get financing for those little emergencies life throws at you.

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The operator of this website is not a lender, loan broker or agent for any lender or loan broker. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. We do not control and are not responsible for the actions of any lender.

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Repayment of the entire amount of the debt, as a rule, occurs in one payment. One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. If it is “positive”, then you will be able to get money to your account within 1 day. Is to make your loan experience as fast and easy as possible. With a conveniently located store on McFarland Boulevard, across from Advanced Auto Parts, and a friendly customer service team ready to assist you! Lcoation, we will help guide you every step of the way so in minutes, you can leave with a check in hand or money in your account. With a conveniently located store on 15th street, adjacent to T-Town tire, and a friendly customer service team ready to assist you!

  • This is also true for loans in Vestavia Hills and Trussville.
  • These disclosures are provided to you for information purposes only and should not be considered legal advice.
  • The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments.
  • It reduces the risk that the lender will not be repaid.

To get an online payday loan in Tuscaloosa, users can apply for a loan on the lender’s website. We are not a lender, but we try to connect you with one. The application will require some personal and financial details, like our loan request form. After you submit your application, the lender will review it and get back to you. If you are approved, you may get your cash in as little as one business day. Many lenders require you to pay back the loan in a lump sum plus the finance charge by your next paycheck or within 14 days. An installment loan is when a customer borrows money over a specific period of time and is returned in monthly payments. Unlike revolving debt such as credit cards, these loans are advantageous because the APR and interest rate are set for the payback period. Tower Loan provides a variety of installment loans in Tuscaloosa based on the amount that best suits your needs.

How to Get a Cash Advance and Payday Loan in Tuscaloosa?

Tuscaloosa is a small city located in the western central part of Alabama. Its population is around 100,300 residents today, making it the fifth-largest city in this state. Fill out the form below to reach out to one of our financial professionals. Named to the Inc. 5000 list of the fastest-growing private companies in the country six years in a row. Mandatory requirements are proof of identity and permanent income. At the stage of consideration of the application, additional conditions are possible, individual for each case . Thanks for considering Capstone Finance to help you meet your financial needs. Read on to find out what makes Capstone Finance different from other lenders. One of our Customer Care Agents will respond as soon as they can via email, typically within 24 hours.

Reach out to a local lending source to get personal support. Flex Loans can be repaid conveniently, usually aligned with your payday, at your own pace. First-Sun loans are a great way to establish new credit or to re-build credit profiles. Capstone loans are a great way to create credit, or enhance your existing credit profile. Your home repair efforts may surpass the amount of money you have to pay out-of-pocket, depending on the tasks and contractors you choose. Be at least 18 years old as loans cannot be issued to minors.


A bad credit personal loan in Tuscaloosa can be a blessing when you’re just about to lose hope. Most lenders may approve your loan and offer fair terms even if your credit score is not perfect. It is an easy and fast way to get quick cash and resolve whatever difficulties you may be facing. The application can be done online from the comfort of your home, and you can fill out the form in just a few minutes. Before applying for a loan, make sure you’ve done everything you could to increase your chances for approval. It’s possible to do this by improving your credit score, completing the form with correct information, and working with the right lender for for your specific situation. When you request a loan from a lender near you, they may have the ability to customize a loan to your circumstances. They may offer a financial product that online lenders do not carry.

Apply Online Today

Each customer’s loan terms are decided on an individual basis, taking into account each customer’s unique situation and needs. Loan decisions are made based on a variety of factors, including credit history, income, and availability and value of collateral . We have over 230 locations around and have worked hard to earn the trust of our community to become one of the premier loan companies in Tuscaloosa. We take pleasure in providing the finest possible customer service to our clients. At Tower Loan, we pay close attention to your needs to ensure that the process of acquiring credit is as simple as possible. Tower Loan has been assisting our customers with loans in Tuscaloosa, AL, and the surrounding states since 1936. There’s no need to worry about becoming stuck in revolving debt because all of our loans have equal installment payments. The top 3 auto title loan companies in Tuscaloosa, AL are TitleMax Title Loans, TitleMax Title Loans, and TitleBucks Title Loans. There are 26 auto title loan companies located in Tuscaloosa, AL.

To qualify for a payday loan in Tuscaloosa you need three things. Second, an active bank account that’s in relatively good standing. Lenders never check or ask about your credit score when applying for a cash advance. Bad credit loans are treated the same as personal loans. They are money you borrow and pay back in predetermined monthly installments. The loan could come from a bank, but if you’re looking for an affordable interest rate and flexible qualifying requirements, the better choice might be a private lending company. Take all those bills — credit cards, medical, and payday loans — and pay them off quickly and easily with a debt consolidation loan from Regional Finance.

These loans are repaid in monthly installments over a predefined time period. If payments are completed on time, these can also be used to improve your personal credit score. Tower Loan offers secured personal loans in Tuscaloosa, loan places tuscaloosa al AL, within certain limitations. Personal loans are usually installment loans, which means your debt is divided into fixed payments that include amounts for repayment of both the principal and some amount of interest.

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We do our best to vet all the lenders in our network, but it is always wise to look out for misleading language and false promises. If connected, we send you right to their application page, so you don’t have to deal with any middlemen. And, if you have digital copies of your financial statements and other documents on hand, all you have to do is attach them before submitting. Top employers in this city are The University of Alabama, Mercedes-Benz U.S. International, DCH Regional Medical Center, and Michelin Tire Manufacturing. The most developed industries that Tuscaloosa’s economy relies on are manufacturing retail trade, transportation, finance, private enterprise, and information.

  • You may need money to buy a last minute plane ticket to visit your mother, a new dress for an upcoming job interview, or a last minute birthday present for your spouse.
  • Swipe Solutions is devoted to serving Tuscaloosa’s diverse culture with short term, alternate loans that require little to no credit check.
  • Our hassle-free personal loan approval process is very fast so you can get the money you need when you need it, and not have to wait days.
  • This shows lenders that you are becoming more trustworthy.

Sometimes, the borrower is able to pay back the loan in advance, which can help them save on interest. They merely do not have the options to meet the needs of most Tuscaloosa citizens. In contrast, local lenders are often better suited to meet the needs of the normal customer. You can apply for an urgent loan online or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you. Capstone Finance offers easy monthly and semi-monthly payment plans.